2020 Budget update

Financial Advisor - Smart Happy Money

Last week the federal government delivered the much anticipated (and delayed) federal budget. Gone are the days of debt and deficit as the government begins to spend like we have never seen before to stimulate our economy and create jobs.  Is it enough?  Is it targeted to the right place?  Only time will tell. The…

The light at the end of a long, dark tunnel

Pushing through the dark times and taking a chance on a new career has certainly worked for 59-year-old Clive, who has suffered with crippling anxiety and depression for the last decade. In 2010 life changed dramatically for Clive. After his businesses failed, his life went in a downward spiral. Nearing bankruptcy, out of work and…