3 steps you can take to better prepare for your retirement
Let’s control what we can
In many places around the world only the rich ‘play’ the finance markets. Other people would never dream of having spare money to invest. Australia is different. We have a retirement savings system called ‘Superannuation’. Everybody in Australia who has worked at some point (made more than $450 in a month) has been paid super.…
3 Steps to financial success in your 40’s.
Have you turned the big 40? This decade is one of the most important when it comes to your financial success. Usually, you are entering a higher income earning period of your life. You may have partnered up, you could have kids. You are dealing with a mortgage or rent, rising living costs, school fees,…
To pay off debt, or invest?
What is Financial Planning?
When people think of financial planning they think about investment management. Where should I invest my money? Who will invest it for me? While this plays a part of a financial plan, and any good financial advisor will recommend that you invest your money a certain way, it is only a small part of a…
Everybody wants to retire, but do you know how it actually works?
Most of us have superannuation, and most of us understand, in general, how it works while we work, but how many of us understand how superannuation works in retirement? Firstly, and often most unwisely you can access it as a lump sum and withdraw it from super altogether. This is (usually) not a great option…